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How to Accept Cryptocurrency Payments with Magento 2
Magento 2 Plugin To Accept Bitcoin & Other Cryptocurrencies
Best Crypto Payment Gateway for Magento 2
There are many reasons why businesses choose XAIGATE as their cryptocurrency payment gateway on Magento 2. Here are just a few:
– To reduce costs: Cryptocurrency payments with Magento 2 are processed much faster than traditional payments, which can save businesses money on processing fees.
– To increase sales: Accepting cryptocurrency payments can help businesses increase sales by attracting new customers and making it easier for existing customers to pay for goods and services.
– To protect their business from fraud: XAIGATE uses advanced security measures to protect businesses from fraud and theft.
– To expand their global reach: Magento 2 Cryptocurrency payments can be accepted from customers all over the world, which can help businesses expand their global reach and reach new customers.
Table1: XaiGate for Magento 2 – Feature & Performance Breakdown (2025)
| Category | XaiGate Performance | Why It Matters for Magento 2 Merchants |
|---|---|---|
| Integration Speed | Under 10 minutes with official Magento 2 plugin | Fast setup means minimal downtime and no complex coding required |
| Average Transaction Fee | 0.2% flat fee (lowest among major providers) | Keeps payment costs low, especially for high-volume stores |
| Supported Cryptocurrencies | 9800+ coins and tokens, including BTC, ETH, USDT, USDC, BCH, SOL, ADA, DOGE, XRP | Allows merchants to accept a wide range of payment options without extra configuration |
| Payout Speed | Same-day for most settlements | Improves cash flow, critical for inventory-based businesses |
| KYC Flexibility | Optional for low-volume merchants; scalable compliance for larger ones | Enables privacy-friendly operations while staying adaptable to regulations |
| Security Level | Enterprise-grade encryption + real-time fraud screening | Protects against chargebacks, scams, and transaction tampering |
| Scalability | Handles thousands of transactions per second via Layer 2 support | Ensures stable performance during sales peaks or high-traffic events |
| Customer Support | 24/7 live chat + dedicated merchant success manager | Immediate help for payment issues, reducing cart abandonment risk |
User Guide for Magento 2 Bitcoin and Crypto Payments
- For the Integration process with XAIGATE, users must require to have Magento 2.4.4
- If you don’t have an account on XAIGATE, then make sure to sign up.
How to Integrate a Crypto Payment Gateway in Magento 2
Step 1: Installation of magento 2 crypto payment gateway plugin
Create a folder structure in Magento root as app/code/Xaigate/PaymentGateway.
Download and extract the zip folder from the Magento Marketplace and upload the extension files to app/code/Xaigate/PaymentGateway.
Login to your SSH and run below commands:
php bin/magento setup:upgrade
// For Magento version 2.0.x to 2.1.x
php bin/magento setup:static-content:deploy
// For Magento version 2.2.x & above
php bin/magento setup:static-content:deploy –f
php bin/magento cache:flush
rm -rf var/cache var/generation var/di var/page_cache generated/*
Step 2: Configuration of Cryptocurrency Payment Gateway Plugin on Magento 2
System Settings->Sales->Payment methods->XaiGate
- Enable: To enable the payment method.
- APIKey: You’ll need to obtain an API Key from your XAIGATE project settings. Access the Credential page of your XAIGATE dashboard to retrieve your API Key: https://wallet.xaigate.com/merchant/credential
- Shop name: Enter your shop name.
- Title: The title written by you will appear on the checkout page.
- Order Status Completed: The status of the order in your store after successful payment.
- Pending Status: The status of the order in your store after pending payment.
- Failed Status: The status of the order in your store after failed payment.
- That’s all, save the setting.
Configuration of Cryptocurrency Payment Gateway Plugin
XAIGATE vs Other Magento 2 Crypto Gateways (Comparison 2025)
Choosing the right crypto payment gateway for your Magento 2 store is critical — especially when transaction fees, KYC policies, integration methods, and user experience directly impact your conversion rates and compliance risks.
Here’s how XAIGATE compares with some of the most popular alternatives in 2025:
| Feature | XAIGATE | BitPay | Coinbase Commerce | NOWPayments | CoinPayments |
|---|---|---|---|---|---|
| KYC Requirement | ❌ No | ✅ Yes | ❌ No | ✅ Yes | ✅ Yes |
| Magento 2 Plugin | ✅ Yes (plug & play) | 🚫 Not official | 🚫 No plugin | ✅ API-based | ✅ Basic plugin |
| Supported Coins | BTC, ETH, USDT, USDC ++++ (ERC20/TRC20/SPL), SOL | BTC, BCH, ETH | BTC, ETH, USDC, DAI | 100+ | 100+ |
| Transaction Fees | 0.2% flat | 1% | 1% | 0.5% – 1% | 0.5% – 1% |
| Fiat Settlements | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes |
| No Redirect Checkout | ✅ Yes | 🚫 No | 🚫 No | 🚫 No | 🚫 No |
| Customer Privacy | ✅ Full (non-custodial) | ❌ Requires user data | ✅ Partial | ❌ | ❌ |
| Target Use Case | Privacy-first businesses, startups, eCom | Regulated enterprises | Mainstream merchants | Token projects | General web apps |
Step-by-Step Guide: How to Accept Cryptocurrency Payments with Magento 2
Integrating crypto payments into a Magento 2 store may sound complicated at first, but the process is quite straightforward when broken down into clear steps. Here’s a practical guide for merchants who want to start accepting digital currencies smoothly and securely.
1. Choose a Reliable Crypto Payment Gateway
The foundation of integrating cryptocurrency into Magento 2 starts with selecting the right payment gateway. For merchants who want a solution that is both stable and future-proof, XaiGate is the ideal choice.
XaiGate is designed specifically for businesses that need fast, secure, and borderless transactions without the complexity of traditional banking. It offers seamless integration with Magento 2, enabling store owners to start accepting payments in leading cryptocurrencies and stablecoins such as USDT, USDC, DAI. By focusing on stablecoins, merchants can reduce volatility risks while still offering customers the convenience of paying with crypto.
2. Install a Magento 2 Payment Extension
Magento 2 allows easy integration through extensions. You can find official plugins in the Magento Marketplace or download them directly from the provider. Once installed, the extension connects your store checkout with the crypto payment gateway.
3. Configure Store and Payment Settings
After installation, you’ll need to configure your store. This involves:
Enabling cryptocurrency as a payment option.
Selecting which coins to accept (Bitcoin, Ethereum, USDT, etc.).
Setting automatic conversion rates if you want to receive payments in fiat.
This setup ensures that customers can accept cryptocurrency payments with Magento 2 in just a few clicks at checkout.
4. Set Up Wallets and Security Measures
Every payment needs a destination. Connect your payment gateway to a secure wallet, preferably one with multi-signature authentication or cold storage. It’s also advisable to activate SSL/HTTPS across your Magento 2 store to protect sensitive transactions.
5. Test Transactions Before Going Live
Before enabling crypto checkout for all customers, run a few test transactions. Most gateways provide a sandbox mode that lets you simulate payments without using real money. This step helps identify configuration errors early and ensures that your store is ready to handle live payments.
6. Go Live and Monitor Transactions
Once testing is successful, make the payment option visible to customers. From there, monitor the transactions through Magento 2’s dashboard or your payment gateway’s reporting tools. Keeping track of incoming payments will help you manage accounting, reconcile sales, and build customer trust.
Best Magento 2 Payment Gateways for Your Business
Choosing the right payment gateway is one of the most important decisions you’ll make as a Magento 2 merchant. It directly affects your checkout experience, conversion rate, transaction fees, and customer trust. While traditional gateways like Stripe and PayPal have dominated the space, the landscape is rapidly changing—especially with the rise of cryptocurrency adoption.
Determining the “best” crypto payment gateway for Magento 2 depends on your specific needs and priorities. Here’s a breakdown of some popular options to help you choose:
Factors to Consider:
- Supported Cryptocurrencies: How many and which cryptocurrencies are important for your target audience (e.g., Bitcoin, Ethereum, niche altcoins)?
- Transaction Fees: How much does the gateway charge for processing transactions? Who bears the cost (you or the customer)?
- Ease of Use: Is the plugin user-friendly for both you (during configuration) and your customers (during checkout)?
- Security Features: Does the plugin prioritize security with features like encryption and fraud protection?
- Conversion to Fiat: Does the plugin offer automatic conversion to fiat currency (like USD or EUR) to minimize losses from price fluctuations?
- Customer Support: Is reliable customer support available from the plugin provider for troubleshooting?
XAIGATE is built for modern merchants who want to accept crypto without friction. Unlike legacy gateways, XAIGATE is crypto-native and supports fast, borderless transactions with low fees. It integrates seamlessly into Magento 2, allowing you to accept USDT, ETH, BTC, and more without KYC delays or third-party restrictions. It’s the go-to choice for eCommerce businesses looking to tap into the Web3 economy.
Benefits of Accepting Cryptocurrency Payments with Magento 2
For merchants running Magento 2, enabling cryptocurrency payments is not just about following a new trend—it’s about creating real advantages for both businesses and customers. From faster checkouts to global accessibility, the benefits of accepting cryptocurrency payments with Magento 2 are already reshaping how eCommerce operates.
1. Faster Transactions and Lower Fees
Credit card settlements can take days and usually involve processing fees of 2–5%. By contrast, crypto payments on Magento 2 are confirmed in minutes and often cost less than 1%. This efficiency improves cash flow and gives merchants better control over their earnings.
2. Global Reach Without Barriers
Cryptocurrencies are borderless by nature. Accepting them in Magento 2 makes it easier for stores to serve international customers, especially in regions where card usage is low or banking systems are restrictive. This creates opportunities to expand into new markets.
3. Reduced Chargebacks and Fraud
One of the strongest reasons to accept cryptocurrency payments with Magento 2 is the elimination of chargebacks. Since crypto transactions are irreversible, merchants can protect themselves from fraudulent disputes and lost revenue.
4. Greater Security and Customer Trust
Blockchain ensures transparency and tamper-proof transactions. When integrated into Magento 2, this technology gives customers more confidence in the checkout process, which can directly improve conversion rates and repeat purchases.
Stablecoin Options for Predictable Revenue
While volatility is a concern with cryptocurrencies, stablecoins like USDT and USDC solve this problem. Many Magento 2 stores accept stablecoins to provide customers with flexibility while maintaining price stability for the business.
Future-Proof Your Business with Magento 2 Crypto Payments
By embracing the payment methods of the future, XAIGATE’s Magento 2 Crypto Payments solution enables your shop to future-proof its operations. Offering your consumers the opportunity to use cryptocurrencies now will guarantee that your Magento 2 business stays at the forefront of e-commerce innovation, as they have the potential to become widely accepted.
You may offer your clients quicker, safer transactions that go beyond the constraints of conventional banking systems by integrating the crypto payment solution for businesses.
By providing real-time cryptocurrency conversion into fiat currencies, the XAIGATE Magento 2 Crypto Payments Gateway allows you to protect your company from the volatility that digital currencies are known for.
This function reduces the dangers while allowing you to take advantage of bitcoin payments. You may quickly convert payments into stable currencies like USD or EUR, regardless of whether they are made in Bitcoin, ETH, or other supported cryptocurrencies.
This adaptability enables you to provide your clients with state-of-the-art payment options while safeguarding your cash stream. Nowadays, cryptocurrencies are more and more popular and become the best option to use for most users. We cannot deny its benefits attractive to both customers and merchants such as low transaction fees and boost profit.
Case Studies – Real Magento 2 Businesses Accepting Crypto
Real-world examples show how powerful crypto integration can be when applied to Magento 2 stores. By using XaiGate as the payment gateway, businesses across different industries—from retail to gaming to travel—have transformed the way they process transactions and serve customers. Below are three case studies that highlight the impact of accepting cryptocurrency payments with Magento 2.
1. Fashion E-Commerce Store in Europe
A mid-sized fashion retailer struggled with high card fees and long settlement times. After implementing XaiGate into its Magento 2 platform, the store enabled stablecoin payments such as USDT and USDC. This reduced international payment friction and improved checkout speed. Within six months, cross-border sales grew by 30%, while cart abandonment rates dropped significantly.
2. Online Gaming Merchant
Chargebacks were cutting deep into profit margins for a gaming business. By switching to XaiGate to accept cryptocurrency payments with Magento 2, the company eliminated chargebacks entirely. Stablecoin transactions now settle in minutes, giving players immediate access to their purchases. The result was a boost in customer satisfaction and higher retention rates.
3. Travel and Tourism Agency
A boutique travel agency wanted to expand into Latin America and Eastern Europe, regions where traditional banking options were limited. After integrating XaiGate with its Magento 2 store, the agency offered Bitcoin and stablecoin payments. Customers embraced the option, leading to a 40% increase in international bookings and lower transaction costs compared to wire transfers.
FAQs – How to Accept Cryptocurrency Payments with Magento 2
1. How do I accept cryptocurrency payments with Magento 2?
You can accept cryptocurrency payments with Magento 2 by integrating a gateway like XaiGate, installing its extension, and enabling crypto at checkout.
2. Do I need coding skills to integrate crypto payments in Magento 2?
No. With XaiGate’s Magento 2 extension, merchants can set up crypto payments without writing code.
3. Which cryptocurrencies can I accept in Magento 2?
Magento 2 stores can accept Bitcoin, Ethereum, and stablecoins such as USDT, USDC, and PYUSD through XaiGate.
4. Is it safe to accept cryptocurrency payments with Magento 2?
Yes. Payments are secured by blockchain technology, and XaiGate adds extra layers of encryption and fraud prevention.
5. Can Magento 2 automatically convert crypto to fiat?
Yes. With XaiGate, merchants can enable automatic conversion to USD, EUR, or other fiat currencies to reduce volatility.
6. What are the benefits of accepting crypto in Magento 2?
Faster transactions, lower fees, borderless payments, no chargebacks, and access to a global customer base.
7. How do refunds work with crypto transactions in Magento 2?
Refunds are issued manually in the same cryptocurrency used by the customer, following the store’s refund policy.
8. Do I need a license to accept cryptocurrency payments with Magento 2?
In most countries, no special license is required, but merchants should comply with local regulations (KYC/AML).
9. Why should I use XaiGate for Magento 2 crypto payments?
Because XaiGate is built for stability, supports major stablecoins, and integrates seamlessly with Magento 2 for a smooth checkout experience.
10. How quickly can I start accepting cryptocurrency payments with Magento 2?
With XaiGate’s extension, most Magento 2 stores can go live with crypto payments in just a few hours.
Conclusion: Why Magento 2 Merchants Should Embrace Crypto Payments in 2025
As the global eCommerce landscape evolves, Magento 2 merchants face increasing pressure to offer payment options that are fast, secure, and frictionless. Crypto payments are no longer experimental—they’re a practical solution for businesses dealing with high cross-border volumes, currency instability, or elevated transaction fees.
Plugging into a Magento 2 crypto payment gateway like XAIGATE offers several immediate advantages:
Speed and certainty: Settlement in under five minutes enables real-time cash flow and streamlined operations without waiting for settlement cut-offs.
Transparent cost structure: With flat fees between 0.2% and 0.3% and no hidden charges, merchants gain predictability and savings over time.
Control and security: The non-custodial model ensures that the merchant retains full wallet control and avoids custodial platform risks.
Scalability: Built for growth, XAIGATE supports thousands of tokens, customizable KYC levels, and integrations that adapt as your store expands internationally.
Rapid deployment: With an official Magento 2 extension and REST API options, you can go live in under an hour—no custom development required.
In an era where global eCommerce competition is fierce and margins are tight, integrating a reliable crypto payment gateway isn’t just a feature—it’s a competitive necessity. For Magento 2 store owners ready to tap into new revenue horizons and streamline operations, XAIGATE delivers the speed, flexibility, and security needed to stay ahead.
Quick Summary Table
| Aspect | Key Takeaways | Why It Matters for Magento 2 Merchants |
|---|---|---|
| Benefits | Faster transactions, lower fees, global reach, fewer chargebacks, stablecoin support | Accept cryptocurrency payments with Magento 2 to expand markets and cut costs |
| Risks | Volatility, compliance (KYC/AML), technical setup | Plan ahead with stablecoins and proper configuration |
| Step-by-Step Guide | Choose gateway, install extension, configure store, set up wallet, test, go live | A clear roadmap makes integration smooth and secure |
| Best Practices | Use HTTPS, enable 2FA, update extensions, mobile-friendly checkout | Ensures long-term trust and scalability |
| Case Studies | Fashion store +30% sales, gaming merchant zero chargebacks, travel agency +40% bookings | Real-world proof that crypto adoption works in Magento 2 |
| Future Outlook | Growth of Web3, AI-driven fraud detection, stablecoin dominance | Early adopters will have a competitive edge in eCommerce |
We may draw the conclusion that using Magento 2 to accept cryptocurrency payments with Magento 2 is a wise way to grow your clientele and stay ahead of the ever evolving digital market. You may quickly add well-known cryptocurrencies as an option with a trustworthy payment gateway like this, increasing its appeal to consumers wishing to make payments online for outdoor goods and services. After selecting an appropriate gateway, the plugin must be installed, configured, and security measures executed. When properly set up and maintained, cryptocurrencies can be used to create a modern, safe, and flexible payment alternative that appeals to today’s tech-savvy customers.
